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Writer's pictureBernard Mankhin

5 New Year Resolutions ...

Updated: Jan 5, 2021



Alike every year you must have a new year resolutions and already you are excited about it because in 2021 it is going to be very different. Lot of things are changed and the world is struggling including you. You have to think better than ever you did before and need to live your life very differently. Why it is important? Because you don't want to live the life you already have lived in the past which is scary, dependent, and full of worries.

Well, now its your chance to think and plan for your life that will bring changes and prosperity certainly. The majority of people fail to stick to their resolutions and repeat the same process again and again, and still they remain the same. That happens because they plan a lot of unnecessary plans and fail to accomplish even few of them. Today in this article we are going to give you only 5 new year resolutions which are very important to you and absolutely precious indeed. These 5 things are very important and you must be aware and always be fit in your life.



Health is wealth

Yes, the year 2020 taught us a good lesson to take care of our health. Actually at the end of 2019 after COVID19 outbreak we all scared of death and aware of our health very much. Sound health gives us a sound mind and you must be aware of this and take a good care of your health. To enjoy your life, your health comes first and if you are not healthy nothing will be enjoyable in life. In the year of 2021, it is a biggest challenge to become healthy and you are not different of this too. So keep your health sound to live a happy life and enjoy living. Your health should be the first priority among your all busy plans and keep yourself healthy no matter what.

To keep your health sound do these things regularly:

  • Wake up early in the morning at the same time everyday

  • Do a 30 minutes work out at least 3 days a week

  • Eat healthy and add more vegetables on your dietary

  • Do not stay up the night with useless things

  • Avoid health destructive foods

  • Consume less alcohol

  • Smoke less and try to quit if possible

  • Follow health instructors advice

  • Keep your weight in balance


A fat savings

If you were never aware of your savings and even never been thinking of savings at all, you have to change your mind this year that you must have some emergency funds to take care of

yourself at any cost. No money no life and money brings everything in life. Save to invest, not just save for the future and keep your money idle in the bank account. Use your money to make more money and to have a fat savings you must earn more in this year. To earn more you must add more income streams and a single income stream never will make you keep a fat savings.

So in 2021, if you want to have a fat and healthy savings you must increase your income streams or if you are depending on single income stream then find that single stream which will help you to save more than enough. To be honest a single income stream never will help you to save more so why don't you find a multiple income steams?

In 2021, your second goal is to increase you income stream to save more and you must work hard on it. Save more and invest intelligently to make more money.


Build a better budget

This year you are no more going to spend money on things that doesn't bring anything. You are going to do a proper budget and spend on the specific events only. Do not spend your money on an out of the blue events. They cost you a lot of money than the planned events. So plan a budget and make it properly and try to stick with it. When it comes with spending money have a look at your monthly budget first before spending. Use the 50/30/20 rules to budget properly and not to spend more than your budget.

Let's get to know about the 50/30/20 rules and how to do budget following this rule.

  • You must calculate your monthly income first to budget

  • Plan your budget for the month

  • Budget your 50% of your income for your needs which literally means your basic needs for living (housing, food, general treatment, utilities)

  • Budget your 30% of your income for your wants (that includes entertainment, traveling, movies, hobbies etc)

  • Budget your 20% of your income to save and debt repayment if you have and if you do have debt just save all of them.

  • When you reach a safe level of savings, invest 10% of them on long term basis and repeat it regularly.



Read more books

Knowledge is power. More precisely applied knowledge is power. Read more books for more knowledge and apply them wherever it is applicable. Reading is absolutely a gorgeous habit

to shine your knowledge and to keep your mind in a shape. Alike your body, you need to shape your mind as well. To shape your mind you must need to read good books to train your mind and to be fit in mentally.



Read books not just whatever it is but categorize them and try to read at least one book in a month. I read one book in two weeks and it is very possible to read one book in two weeks no matter how busy you are. If you are less busy than you can read one book in a week.

Reading book is not just reading a book, it means to apply in your daily life whatever you learn from that specific book. As I have mentioned earlier knowledge becomes power when only you apply it and if you do not apply it in your life it becomes useless. If you weren't reading books in the past years or it is not in your favor, at least give a try in this year and I bet you will be able to change your life routine and that routine will change you.

  • Read books about self improvements

  • Read books about business

  • Read books about environment, nature, and calamity

  • Read books about stocks and investment

  • Read books about human behavior

  • Read books about biographies of the greats


Start anyway

No matter how many years you have spent with planning and end up with doing nothing, this year just hit the start button anyway. No more procrastination and you already know what happens when you procrastinate. It doesn't matter how big or small your target or plan is, just give a start. The most difficult thing is to start and you have to win this difficult thing in your life to become the person you want to be in this year.

You have to start now, because;

  • You are going to quit your regular job in next 5 years

  • You are going to create more job opportunities for 100s of peoples

  • You want to become your own boss

  • You want to multiply your income by investing

  • You are not going to panic your life with 9-5 job anymore

  • You want to travel the world

  • You want to spend more time with your family

Focus on these 5 important things and work on them regularly. You do not need to accomplish 100s of goals to be happy, healthy and rich. These 5 things going to bring more please than anything in your life and you will have more time to spend with your loved ones.



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